When you think of the kind of help a mortgage professional offers most likely you think home loan services. But did you know that we can do more?

It’s true! Our office does more than match you with the right loan at a competitive rate. We help you navigate every aspect of homeownership success.

Have questions? Give us a call or contact us through our online form located at the top and bottom of our website.

Trustworthy Credit Advice
Credit scores are a critical part of the mortgage process, so our expertise in credit scores comes with the territory. Because your credit score is essential to the mortgage rate, you want to make sure you have the facts about your credit score and how you can improve it.

So when you’re looking for honest answers about your FICO score, remember that we can help!

Explain the Homebuying Process
Curious about what it takes to buy a home but not quite ready to move toward applying for a loan?

Maybe you’re wondering:

Which loan option is best
About hiring a real estate agent
What fees to expect
How much home you can afford to buy
We happily answer all of your home buying questions with no obligation. And when you’re ready to get pre-approved for a home loan, know that we’re here to take that next step with you.

Offer Down Payment Tips
Many think that you need a 20% down payment for a home, but that’s not true! There are many loan options where you need as little as 3.5% down!

Need help coming up with down payment that won’t drain your savings? We’ll coach you on creative ways to come up with it. From monetary gifts to home buying assistance programs, we know all the tricks to buy a home with limited funds to start.

Do a Financial Checkup
Similar to your annual health checkup, your finances need a checkup too! We’ll take a look at your assets, income, and other financial obligations so that you can have a better understanding of your financial situation.

Just as a doctor gives you tips on how to improve your health, we’ll make some recommendations, like refinancing to a better term, to improve your financial health.

Explore Investment Property Options
Considering buying an investment property? We’ll clarify your loan options, and offer advice, so you decide if it’s a smart financial move.

Avoid Foreclosure
Foreclosure doesn’t have to happen to you. We can help you explore different options before it gets to the point where you can no longer afford your mortgage payments. If you think you might be at risk for missing mortgage payments, please contact us right away.

Look Out for Your Home Buying Interests
As mortgage professionals, we’re passionate about being a valuable home loan consultant in every way. From helping you decide whether you should refinance out of an FHA loan, or how to recognize housing scams, our duty is to serve you.

Mortgage Professionals at Your Service
Whether you’re a first time home buyer, an existing homeowner, a budding property investor with questions, or just looking for a financial checkup, we’re here to offer honest guidance and advice.

Contact us today for personalized assistance from an experienced mortgage professional.

Southfork Funding                                                                                                                           Bohemia, NY 11716                                                                                                                           631-389-2250